(For Doctors with a current National Training Number – NTN)
MDS comprehensive plan includes:
Employment Support: For advice and representation in all employment issues traditionally covered by Trade Unions.
Clinical Defence: For Professional Defence against patient complaints and GMC/regulatory matters.
Indemnity for income from Category 2 work: Category 2 includes work done in the normal course of your employment, which though not deemed as private work, gets remunerated in addition to your NHS work.
Examples of Cat 2 income for Hospital Doctors includes police statements, cremation forms, reports to insurers or courts, and Section 12 work for Psychiatrists.
Examples of Cat 2 work for GPs (and GP Registrars) include examinations and reports required by a person or third party primarily to serve the interests of the person, his or her employer or other third party, in non-clinical contexts such as insurance, superannuation, foreign travel, or emigration- only if done for patients on the practice list.
The MDS Comprehensive plan provides you with an insurance backed cover for all category 2 work for gross income upto £1000 per annum. If your annual income from this work exceeds this amount, contact us to upgrade your cover.
If you work for an NHS Trust or Board, indemnity is provided through the Clinical Negligence Scheme for Trusts (CNST) in England. This applies even if you are a Locum for an NHS Trust. You will still need to maintain membership with an MDO or insurer to cover services such as regulatory (GMC) and disciplinary proceedings, employment and contractual disputes.
If you carry out any private or independent practice, or if you are treating NHS patients privately, you must arrange adequate and appropriate insurance or indemnity. For more information, refer to the latest GMC guidelines here.
MDS Annual Subscription Rates for Doctors in Training are as follows * (N.B. only the MDS Comprehensive Plan is available):