MDS comprehensive plan includes:
Employment Support: For advice and representation in issues related to employment. (Traditionally covered by Trade Unions)
Clinical Defence: For Professional Defence against patient complaints and GMC/regulatory matters.
Employment Support and Clinical Defence cover is available for both NHS and private practice.
Indemnity for income from Category 2 work: Category 2 includes work done in the normal course of your employment, which though not deemed as private work, gets remunerated in addition to your NHS work.
Examples of Cat 2 income for Hospital Doctors includes police statements, cremation forms, reports to insurers or courts, and Section 12 work for Psychiatrists.
The MDS Comprehensive plan provides you with an insurance backed cover for all category 2 work for gross income upto £1000 per annum. If your annual income from this work exceeds this amount, contact us to upgrade your cover.
If you work for an NHS Trust or Board, indemnity is provided through the Clinical Negligence Scheme for Trusts (CNST) in England. This applies even if you are a Locum for an NHS Trust. You will still need to maintain membership with an MDO or insurer to cover services such as patient complaints, regulatory (GMC) and disciplinary proceedings, employment and contractual disputes.
You must make sure that you have adequate and appropriate insurance or indemnity arrangements in place, covering the full scope of your medical practice in the UK. For Consultants working in England and Wales, this is included in your normal contracts of employment and does not need to be duplicated. For more information, refer to the latest GMC guidelines here. For insurance and indemnity when you are carrying out private or independent practice in the UK outside of the NHS, contact us to obtain a tailor-made quotation from our preferred Partners.
MDS Annual Subscription Rates for Consultants are as follows*: